A Personal Contract Plan

Solutions is a personal contract plan (PCP) which is flexible for you and could also help to give you more car for your money.

Whether you’re wanting to drive in around in the latest model or need to change to suit your circumstances, ŠKODA Finance will be able to help. You could pay a deposit as little as one repayment and defer a proportion of the cars value until the end of the agreement helping you lower your repayments when compared to hire purchase.

Solutions is designed for you and your budget working to your preferred repayments over your agreed term which can be anything from eighteen months to three and a half years.

How does Solutions work?

Step 1 -Agree on a repayment period and estimate your annual mileage.
Step 2 – Set a deferred amount to the end of the agreement (the optional final payment) to make your repayments lower
Step 3 – Pay a deposit made up of part exchange or cash – as little as one repayment (in advance)
Step 4 – At the end of your repayment term you are then left with three choices:

  • Pay off the optional final payment so you own the car
  • Return the car to us and pay nothing more (subject to terms and conditions)
  • Part-exchange the car for a brand new ŠKODA on a new solutions contract

How will you benefit from a Solutions plan?

  • You could regularly upgrade to a higher specification ŠKODA
  • You could regularly change your car to suit your changing needs
  • You could reduce your repayments
  • You can choose to pay a smaller deposit

Hire Purchase

At ŠKODA, we’re always trying to make your life that little bit easier for you, and our hire purchase can do just that. Simply pay a 10% deposit, spread your monthly payments over 1 to 5 years and once they’re completed, your ŠKODA is all yours.

How does hire purchase work?

  • Choose the ŠKODA and the repayment period that’s right for you
  • Agree a repayment amount that suits your budget
  • Pay an initial deposit to start your agreement
  • The balance is divided equally over the term and after the final repayment you own your ŠKODA*

How will you benefit?

  • You’ll own your ŠKODA and keep within your preferred budget
  • You can choose your own repayment period – up to five years


Simpsons Garage (Gt Yarmouth) T/A Simpsons SKODA (Gt Yarmouth) are a credit broker not a lender. We are authorised and regulated by the Financial Conduct Authority. FCA No;510560 Finance is subject to status. We can introduce you to a limited number of lenders for financial products. We will only introduce you to these lenders. We do not offer independent financial advice. You are not obliged to make use of any financial product arranged by Simpsons Garage (Gt Yarmouth) Ltd. Other providers may offer similar products that may or may not meet your needs. Simpsons Skoda may be paid a fee by a lender for completion of any contract of finance or insurance.

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